An older barn on a couple's property was struck by lightning, caught fire and burned to the ground.  Julie, the wife, called their insurance agent to report their claim and said "we had that barn insured for twenty thousand and we'd like a check".  Their insurance agent explained, "It doesn't…

Have you ever gone away for vacation and come back to a house that was not quite the way you left it?  A few years ago, we went on a family vacation to Florida to visit the grandparents over spring break.  It was an amazing vacation – sunny skies, warm…