An umbrella policy gives you additional liability protection above your home and auto insurance protection.  Its can be used for expenses related to legal fees, medical expenses and lost wages as the result of the negligence of an at-fault person.

Imagine a friend falling and injuring themselves on your property.  Your standard homeowners insurance coverage may not be enough should they require surgery and miss months of work.  Without adequate coverage, you could lose much more than a friendship!

Typically, a personal liability umbrella policy is very inexpensive compared to the amount of protection it provides.  Most people choose 1 to 3 million of added protection, but higher limits are available.  The rate is based on risk – but for someone with one home and two cars the cost for 1 million of added liability is usually under $150. per year.

Please contact us for a free – no obligation quote today!